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I be a homeowner? Finding a home Making an offer on a home Applying for a loan Inspections The closing process Real Estate Glossary |
Important Resources
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American Financial Services As
Mortgage brochure designed to educate homebuyers and those refinancing to identify the terms of a mortgage loan, determine what terms are best for you, and identify issues you should be aware of before entering into a mortgage loan transaction. |
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Annual Free Credit Reports
Annual CreditReport.com is the official site to help consumers obtain their free credit report. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies:
Equifax - www.equifax.com
Experian - www.experian.com
TransUnion - transunion.com
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ChoicePoint Consumer Disclosur
Insurance eligibility and pricing decisions are based in part on reports obtained from consumer reporting agencies related to loss history.
If your insurance company has sent you an adverse action letter or taken any of the following actions:
•Denied You Insurance •Increased Your Rates
•Limited Your Coverage •Cancelled Your Policy
You are entitled to a free copy of your consumer file which can be ordered through ChoicePoint's Consumer Disclosure Center. |
www.consumerdisclosure.com |
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CO Housing & Finance Authority
Home finance section provides information on steps to homeownership, mortgage calcultor, and homebuyer education classes.
Online money management program to help people stay in the home they buy. Topics: Managing your Money, Understanding Credit & Getting the Right Mortgage Loan. To find out more: chfauniversity-homefinance.knowledgefactor.com/index.php |
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CO Mortgage Lenders Associatio
A list of member banks and lenders plus home buyer information, mortgage calculators, other information regarding housing and banking issues. |
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Colorado Assessors Association
The Colorado Assessors Association is comprised of all 64 county assessors throughout Colorado. This website allows the assessors to have one unified source to retrieve information, and is accessible to the public.
For information on how to understand the process of the valuation of property, visit this website. |
www.e-caa.com |
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Colorado Housing Counseling
Promoting Financial Education to Prevent Predatory Lending
Helping to Stop Foreclosure or Assisting with Loss Mitigation
Helping First-Time Home Buyers
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Colorado Housing Search
This easy to use website for consumers is jointly sponsored by the Colorado Housing and Finance Authority (CHFA) and the Colorado Division of Housing (CoDOH) as a public service to the residents of Colorado. The site was developed through collaboration of multiple agencies with a common stake in developing, financing, and preserving affordable housing throughout Colorado. |
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Colorado Legal Services
Non-profit that provides legal assistance to low-income residents of Colorado. |
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Debt Advice
Debt Advice is designed to help consumers understand the wise use of credit and locate a caring, certified counselor if they are in need of assistance. This website is supported by the members of the National Foundation for Credit Counseling (NHCC). |
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Department of Veterans Affairs
Specific information for individuals who are veterans of military service. Information on housing, VA loans, medical benefits, VA/Government employment information and special program for veterans. |
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Dept. of Housing & Urban Devel
Toll-free fair housing complaint line.
Discrimination complaints can also be filed by using HUD's online form at www.hud.gov/fairhousing.
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www.hud.gov |
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Federal Trade Commission
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Financial Info for Consumers
For financial advice ranging from how to deal with identify theft to avoiding predatory lending practices. Includes tips for homeowners in foreclosure. This site brought to you by the Colorado Bankers Association. |
www.financialinfo.org |
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Foreclosure Hotline
The hotline takes calls from homeowners in some stage of foreclosure in Colorado. Staffed by about 60 counselors from about 30 different agencies across the country. Some of the counselors are part of the Coloardo Housing Counseling Coalition, which is composed of counseling agencies throught the state.
Program managed by Brothers Redevelopment. |
www.dola.state.co.us/doh/Index |
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Foreclosure Mediation Program
This program is a mediation service only and is available at no cost to Douglas County residents. To be eligible, the home must be located in Douglas County.
For more information about the Foreclosure Mediation Program, call Travis Anderson at 303-784-7856. |
www.DouglasCountyHousingPartne |
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ID Theft
Identity theft is becoming a huge problem in the United States. Everyone is encouraged to be alert to the use of their Social Security Number |
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Metro Mayors Caucus
Information on loans and down payment assistance to eligible homebuyers in designated metro area cities. |
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No Call List
Information and registration for Colorado No Call List to remove your telephone number from telemarketers lists. |
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Report Mortgage Fraud in CO
The list of resources in this website has been compiled for anyone that suspects that they may be a victim of any type of fraud or scam. The list was originally designed as a resource to report mortgage fraud, predatory lending scams and identity theft in Colorado but may also serve those who are victims of many types of fraud in Colorado.
Other types of fraud may include:
Internet Scams
Phishing/Email Scams
Credit Card Fraud
Investment Scams
Financial - Debt Elimination
Business/MLM Scams
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Stop Mortgage Fraud
This website provides good information about recognizing Mortgage Fraud. The website also has a link to Report Abusive Lending. |
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Copyright © 2007 Kansas City Regional Association of REALTORS®